Students inherit a scenario’s insurance costs, including their person’s premium and deductible. After assessing their person’s insurance premiums, students will learn how life circumstances (i.e. injury, automobile accidents, etc.) can affect their out-of-pocket costs, as well as other insurance charges. They will learn these lessons by playing a board game that allows students to encounter how insurance costs increase when people get sick, hurt, careless, etc. Students are to complete the “Stud