This financial literacy lesson covers a variety of personal finance skills and topics including giving students a reality check about how much it costs to live on their own, credit card debt, car and student loans, creating a budget, how to write a check, how banks work, compounding interest and the Rule of 72. This mini-unit fits in well with a Civics or Economics class. It also makes a great end of year financial literacy unit for seniors. The lesson does requires internet access. (13 pages)Af