This document is for everyone! No need to buy a fancy planner, you can make your own with this product. Just print and you're good to go. I print the pages for the whole year, hole-punch, and place in a 3-ring binder. You can also add tabs, dividers, or flags at the beginning of each monthly section and I like to add a pocket divider to the binder to hold any paper bills or important papers. Could also be used to teach students budgeting skills if you teach finance or a study skills class.
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