Morgan, Jada, and Haruto all have loans. Each month, they make a regular payment. But how much does their actual loan balance change? Students use recursive formulas to model loan repayment, then consider when it’s worth it to make additional payments above the minimum. This three-tiered application problem set can be used to differentiate or scaffold the learning. Level 1 -- Given a table with Morgan’s auto loan balance over time, recognize the pattern and write a recursive formulaLevel 2 --