Personal Finance Activity Bundle

Engage your students in active learning with this Personal Finance Activity Bundle! This bundle contains a smorgasbord of different activity types including: Write the Room activity, Write the Room Scavenger Hunts, Chat Stations, QR Code WebQuest, 2 Gallery Walks, 2 Sets of Case Studies, 2 Escape Activities, and an Advice Column Scenario. Topics covered include: employee benefits, saving, budgeting, banking, investment types, investment concepts, credit terminology, credit scores, consumer protection agencies and laws, insurance concepts, and debt repayment plans.

Save 20% by purchasing this bundle! Resources can also be purchased individually by clicking the links below.

***If you have previously purchased products from the Business Girl store please carefully review what is included so that you do not purchase duplicate products. Also, please note that some file types are Microsoft PowerPoint and others are PDF depending on the activity.

Activities Included:

1. Employee Benefits Write the Room

2. Money Management Case Studies (Budgeting, Saving, and Banking)

3. Money Management Chat Stations

4. Investing Gallery Walk

5. 10 Investing Case Studies for Investment Strategies and Investment Types

6. Investing Escape Activity

7. Credit Terminology and Credit Scores Write the Room Scavenger Hunt

8. Debt Elimination Plan Project: 5 Scenarios + Instructions

9. Credit Escape Activity

10. Consumerism (Consumer Protection Agencies and Laws) QR Code WebQuest

11. Insurance Gallery Walk

1. Employee Benefits Write the Room: Get your students up and moving with this fun write the room activity! This product is perfect for teaching about employee benefits. This file includes 20 application-based prompts for students to match with key terminology. Students will move around the room to read each prompt and use the word bank on their worksheet to record their responses. An alternate worksheet is provided without the terms if you prefer not to give students the word bank. Seven reflection questions are also included in the activity. An answer key is included to review correct responses.

Employee benefits covered in this activity: health insurance, 401(k), 403(b), defined benefit plan, stock options, educational reimbursements, commission, PTO, paid holidays, FMLA, Social Security and Medicare, scheduling changes, Flexible Spending Account, dental insurance, and Cafeteria-Style Employee Benefits.

Other clues require students to calculate the amount contributed to a 401(k) with a match, amount contributed to Social Security and Medicare by an employer when provided with a total contributed by the employee, and total value of a compensation package including base salary and employee benefits.

Included in this product:

• Employee Benefits Write the Room Answer Key (in this PDF)
• Employee Benefits Write the Room Recording Worksheet (with and without word bank, in this PDF)
• Employee Benefits Write the Room Prompt Cards (in this PDF)

2. Money Management Case Studies (Budgeting, Saving, and Banking): Increase higher-order thinking in your Personal Finance course by having students apply, analyze, and evaluate information. This EDITABLE Microsoft PowerPoint Presentation contains 12 scenarios that make great classroom discussion. Topics covered include: saving up for a purchase, budgeting, overdraft protection, simple interest, types of bank accounts, depository institution features, and saving strategies.

In my classroom I have individual marker boards so I like to have each student answer the question on their own board while I walk around to gauge student understanding. We then discuss each question together with possible responses. You could also do this activity purely as a discussion or have students record the answers on notebook paper for you to collect. Suggested answers are provided on the slide or in the notes section of the PowerPoint.

3. Money Management Chat Stations: Get your students moving with these engaging chat stations! Topics covered include: 50/30/20 rule, budgeting, maximizing saving returns, saving strategies, net worth, depository institution account types, etc. This activity is perfect for a Personal Finance course. Chat stations are a great addition to your course because they improve whole class discussion since all students have had a chance to discuss potential responses in a less threatening environment before sharing with the class. Chat stations add variety to your curriculum and get students out of their seat!

Included in this file:

Chat Station Prompts List (8 prompts included) PDF

Teacher Guide with Instructions and Discussion Guide PDF

Instructions for this activity:

1) Print chat station cards on colored paper, cut paper in half, and laminate if desired.

2) Place one card at each area you would like students to meet.

3) Place students in groups at each station.

4) Use a timer to give students a set period of time to discuss each prompt (~2 minutes).

5) Use a timer to give students a set period of time to move to the next chat station. Time depends on size of area being used (~20 seconds).

6) After students have had time to rotate through each discussion station review answers.

Optional: If you have trouble keeping students on task, have them record their answers on a sheet of notebook paper at each station. If students need guidelines for holding a discussion, provide students will accountable talk stems. You can find these on the Internet or TpT for free.

4. Investing Gallery Walk: Get your students moving with an interactive way to have a discussion about investing! If you're not familiar with the idea, a gallery walk is essentially where students move around the room to complete a task. This product contains 10 discussion questions on investing for a high school course. For a long-lasting product, print these questions on colored paper and laminate. Cut and tape the questions around the room and have students work with a small group or partner to walk around the room and write answers to discussion questions with a dry erase marker (if placed on dry erase board) or have students use post-its to record answers if you're short on board space. At the conclusion of the activity, the teacher should hold a discussion on student responses to discussion questions. I like to do this by having a group stand at each question, pick out 2 or 3 good responses to share, and presenting them to the class. A teacher discussion guide is provided.

Topics covered in this activity:

Diversification

Stocks, bonds, and mutual funds

Saving vs. Investing

Getting started with investing

Risk vs. Return

Investment philosophy

This activity includes general expectations for students during the activity, 10 discussion questions, and teacher discussion guide. All files are PDFs. If you've ever been to PD you know sitting still for an extended period of time can be a challenge, so movement is a great way to engage your students!

5. 10 Investing Case Studies for Investment Strategies and Investment Types: Increase higher-order thinking in your Personal Finance course by having students apply, analyze, and evaluate information. This EDITABLE Microsoft PowerPoint Presentation contains 10 scenarios that make great classroom discussion. Topics covered include: investment philosophy, investment strategies, rule of 72, bonds, stocks, mutual funds, day trading, speculative investments, and liquidity.

In my classroom I have individual marker boards so I like to have each student answer the question on their own board while I walk around to gauge student understanding. We then discuss each question together with possible responses. You could also do this activity purely as a discussion or have students record the answers on notebook paper for you to collect. Suggested answers are provided on the slide and appear as an animation after you have had time to discuss possible answers as a class.

6. Investing Escape Activity: Get students up and collaborating with this 6-task investing activity. For this activity students need to have a working knowledge of investments. Students will research stock symbols, calculate capital gain, answer questions about investing strategies and terminology, analyze asset allocation for a mutual fund, and put themselves in the role of a financial planner to address a client.

This is a great way to engage your students and get them interested in the content. Students will work with a partner or small group and race to complete the tasks. By solving the cases they will "clock out before the market closes".

This file contains:

-Investing Escape Activity Cards

-Investing Escape Case Files (Student Worksheet to show their work)

-Investing Escape Teacher Guide

Instructions:

-Print 1 class set of the Investing Escape Activity Cards and a set of the Investing Escape Case Files for each group. Cut pages with the cards in half to spread out the clues. You may wish to print on colored paper and laminate for a long-lasting product.

-Tape or lay these around the room, placing the cases with the same locks together. For example, place all of the directional locks in the same area and all of the letter locks in the same area.

-For this activity students will need access to the Internet and a phone, tablet, or other device that can scan QR codes. This can be done by downloading a free app or by using the camera.

Materials Needed:

-Device with camera to read QR codes such as iPads, tablets, or cellphones

-Internet Access

-Optional: Calculators

7. Credit Terminology and Credit Scores Write the Room Scavenger Hunt: Get your students up and moving with this fun write the room scavenger hunt! This activity is the perfect addition to your credit unit. This file includes 15 definitional or application-based prompts for students to match with key terminology or credit score ranges. Students will move around the room to read each prompt and use the word bank on their worksheet to record their responses. An alternate worksheet is provided without the terms if you prefer not to give students the word bank.

This activity is a great way to practice credit terminology and get students thinking and collaborating. Three reflection questions are provided at the end of the activity. Students can work individually or in small groups based on your discretion.

Credit terms included in this activity: Credit Score, Co-signer, Revolving, Installment, Payday Loan, Student Loan, Personal Loan, Secured Loan, Title Loan. Other concepts include credit scenarios and credit score ranges.

Included in the PDF:

• Credit Write the Room Answer Key (PDF)
• Credit Write the Room Recording Worksheet (with and without word bank, PDF)
• Credit Write the Room Prompt Cards (PDF)

8. Debt Elimination Plan Project: 5 Scenarios + Instructions: This product contains 5 scenarios for individuals facing debt management problems. High school students will imagine that they are the author of an advice column on debt management. Provide each student or set of partners with a scenario from the file of someone struggling with debt. Their task is to respond to the individual giving them the best possible advice. Their response should include:

1) The order they recommend the individual pay off their debts

2) Why they selected this debt repayment strategy

3) The impact on the individual's personal budget

4) Long-term consequences of accumulating debt and of filing for bankruptcy

The project instructions & 5 scenarios are in an EDITABLE Microsoft PowerPoint Presentation. Additionally, this product contains a simple EDITABLE rubric in Microsoft Word based on 25 points.

I like to have my students share their responses with the class and discuss their answers together.

9. Credit Escape Activity: Get students up and collaborating with this 7-task credit activity. For this activity students need to have a working knowledge of loan types, credit scores, credit cards, credit problems, and debt elimination strategies. Students will apply the 5 C's of credit, utilize a monthly payment calculator, answer multiple choice questions about credit problems, correctly identify key credit terminology, order debts using the debt snowball strategy, and match credit scores to scenarios.

This is a great way to engage your students and get them interested in the content. Students will work with a partner or small group and race to complete the tasks. By solving the cases they will "master adulthood".

Concepts covered: capacity, character, collateral, capital, conditions, loan term, APR, interest rate, wage garnishment, debt consolidation, debt snowball, foreclosure, repossession, bankruptcy (Ch. 7 and 13), cosigner, revolving, secured, fixed, installment, credit score.

This file contains:

-Credit Escape Activity Cards PDF

-Credit Escape Case Files (Student Worksheet to show their work) PDF

-Credit Escape Teacher Guide PDF

-Link to digital form used to "escape" by entering the locks

10. Consumerism (Consumer Protection Agencies and Laws) QR Code WebQuest: Tired of the same ole PowerPoint routine? Get your students up and moving with this Consumerism QR Code WebQuest! This activity is perfect for any business course teaching about consumer agencies and consumer protection. This file includes 15 QR codes that when scanned link to different websites. Students will then research the corresponding question on their student handout and record the answer from the website. Topics covered include: Federal Trade Commission (FTC), Food and Drug Administration (FDA), Consumer Product Safety Commission (CPSC), Environmental Protection Agency (EPA), identity theft, scams, extended warranties, Fair Credit Billing Act, Truth in Lending Act, Fair Credit Reporting Act, and Equal Credit Opportunity Act. This activity is a great way to get students researching and collaborating. Students can work individually or in small groups based on your discretion.

Included in the PDF:

-Teacher Guide with Website Links, Questions, and Answers

-Instructions (see below)

-Student Handout with 15 Questions and 3 Question Reflection

-15 QR Codes with links to websites

11. Insurance Gallery Walk: Get your students moving with an interactive way to have a discussion about insurance! If you're not familiar with the idea a gallery walk is essentially where students move around the room to complete a task. This product contains 10 discussion questions on insurance for a high school course. Tape the slides (product is in Microsoft PowerPoint) around the room and have students work with a small group or partner to walk around the room and write answers to discussion questions with a dry erase marker (if placed on dry erase board) or have students use post-its to record answers if you're short on board space. At the conclusion of the activity, the teacher should hold a discussion on student responses to discussion questions.

Topics covered in this activity:

Importance of Insurance

Cost of Insurance

Health Insurance System (advantages and disadvantages)

Insurance needs

This activity includes general expectations for students during the activity and 10 discussion questions in an EDITABLE PowerPoint and printer friendly PDF.

Thanks for checking out this activity bundle! You may also like:

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