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Adult education applied math handouts for Easel

Preview of Renting vs. Buying: Financial Literacy Lesson (mortgage, interest, down payment)

Renting vs. Buying: Financial Literacy Lesson (mortgage, interest, down payment)

People often say renting is “Throwing away money.” Is that always the case? Why doesn’t everyone just buy a home? This personal financial literacy lesson allows students to think critically about this issue and complete local research to enhance their understanding. This activity starts with a two-page handout that walks students through the basic vocabulary and concepts of home-buying:- down payment- mortgage: principal vs interest (with sample amortization schedule)- property taxes, condo fees
Preview of Financial Literacy: Types of Investment Accounts in Canada: TFSA & RRSP

Financial Literacy: Types of Investment Accounts in Canada: TFSA & RRSP

Teach your high school students (and yourself) about the three main types of investment accounts in Canada: Non-Registered, TFSA (Tax Free Savings Account), and RRSP (Registered Retirement Savings Plan).• Each kind of account has important benefits and drawbacks.• This guided lesson includes a graphic organizer for students to fill in and six realistic scenarios to stimulate discussion and apply knowledge.• Answer key included. Optional: You could start the lesson with information from this webs
Preview of WANTS VS. NEEDS: FREEBIE- Financial Literacy- Worksheet- Activity

WANTS VS. NEEDS: FREEBIE- Financial Literacy- Worksheet- Activity

Created by
TransitionUP
This FINANCIAL LITERACY FREEBIE ACTIVITY is a great way to engage your students in the nuances of WANTS VS. NEEDS. This WORKSHEET provides students with various REAL-WORLD scenarios regarding wants vs. needs. Follow-up questions will help them realize that wants and needs are not always straightforward. In real life, our choices often depend on factors such as priorities or cost. Feel free to use this activity as a basis for discussion or use it to provide some brief writing practice. This FREE
Preview of Canadian Home Buying: Mortgages and Rising Interest Rates: Financial Literacy

Canadian Home Buying: Mortgages and Rising Interest Rates: Financial Literacy

Help your Canadian High School students learn about financial literacy, life skills, and basic economics with this lesson. It teaches all the relevant vocabulary for purchasing a house or apartment (mortgage, interest rates, amortization period, principal, down payment, and more). Then, it shows students a sample scenario of what can happen when interest rates rise and you have to renew your mortgage. NOTE: This applies in Canada and countries that have 5-year terms throughout the mortgage (typi
Preview of Financial Literacy: Inflation- What is it & Why Does it Change? Applied Math

Financial Literacy: Inflation- What is it & Why Does it Change? Applied Math

This stand-alone financial literacy and applied math lesson is a basic introduction to inflation for middle grades students (grades 7-10). A handout with two versions (complete or note-taking fill-in-the-blanks) is included that answers the following questions: What is inflation? How much is acceptable/desirable? How is inflation measured? Why does inflation increase? When is this a problem? How can the government try to control inflation?On the second page, four math problems (with an answer ke
Preview of Financial Literacy Personal Finance Worksheets- Tax Refunds: 401ks, IRAs & RRSPs

Financial Literacy Personal Finance Worksheets- Tax Refunds: 401ks, IRAs & RRSPs

Help your high-school students gain real-life financial literacy skills and learn about income tax refunds from investing in registered retirement or savings accounts. These personal finance worksheets include: - Information about registered retirement accounts in Canada (RRSPs) and the USA (401ks and IRAs) in simple, easy-to-understand language.- An example of how to calculate tax savings when investing in registered accounts (using percentages written as decimals).- Four scenarios of increasin
Preview of Financial Literacy: Sale Prices, Tips, and Sales Tax Worksheets Using Percents

Financial Literacy: Sale Prices, Tips, and Sales Tax Worksheets Using Percents

Here's a lesson to add to your fractions, decimals, and percentages unit in grades 6-8! Students learn how to calculate real-world taxes, tips, and sale prices- real-life financial literacy!This activity is an easy way to make math applicable to everyday life and show how multiple methods can arrive at the same solution. Plus, it’s super mental math practice! 1) It starts with a one-page handout that shows students three methods of calculating taxes, tips, and sale prices:Benchmark: Use easily c
Preview of Lifestyle Creep: Personal Finance Worksheets- Lesson for Financial Literacy

Lifestyle Creep: Personal Finance Worksheets- Lesson for Financial Literacy

Here is a new personal financial literacy lesson to add to your high school math curriculum. This is a great resource to teach your students the secret to being rich: Always spend less than you make! It's that simple!Using an example of two people (a high income earner who always spends more than he makes, and a lower income earner who always saves some money) students can learn about lifestyle creep and how to avoid it to become rich.Lifestyle Creep: When your standard of living permanently inc
Preview of Telling Time: By the Quarter Hour

Telling Time: By the Quarter Hour

Do your students need some extra pratice with telling time to the quarter hour? These practice pages will help children practice time telling by drawing the hands of a clock and identifying the time shown.Students will practice focus, critical thinking and time telling.Answer Key included.*****************************************************************************Related ProductsTelling Time: By The Half HourTelling Time: By the MinuteTelling Time Bundle*****************************************
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