Personal Finance Complete Curriculum - Lessons, Guided Notes, Projects & Quizzes

This bundle has all 5 units of my Personal Finance Curriculum! It also includes a detailed pacing guide with a plan for 65 days worth of lessons (60 minute classes), along with my Personal Finance Binder Notes Management System. Both of these help to keep you and your students organized.

This is a complete curriculum. There is no textbook required to teach this. All items can be edited by you. This curriculum is completely ready to be used in your classroom today!

You'll receive:

• 22 Lessons (slideshows)
• 22 Guided Notes sheets that are visually appealing and created using Canva. You can make a copy & edit directly in Canva.com (free!)
• 21 Activities, Assignments and Projects to enhance student learning
• 5 Study Guides (one per unit)
• 5 Quizzes (one per unit) on Goole Forms
• The Classroom Economy System I use in my Personal Finance class to teach basic budgeting and money tracking skills.
• The Personal Finance Blog Project students complete at the end of each unit to demonstrate their learning.
• 63 day pacing guide
• Binder Notes Management System

Topics and Units covered include:

Unit 1: Income and Employment

1. Discovering your talent, passion & mission
2. Is college worth it?
3. Developing your paths after high school
4. Finding & applying for jobs 
5. Creating a resume
6. Reading a pay stub
7. Gross vs net income 
8. Employee benefits

Unit 2: Budgeting and Money Management

1. The 4 Walls (wants vs needs)
2. Budgeting basics
3. Using spreadsheets and apps to budget
4. 50/20/30 budget guidelines
5. Savings goals
6. Sinking funds and building towards savings goals
7. Creating a monthly meal plan
8. Ways to save on groceries
9. Buying in bulk (cost per unit)
10. Shopping for groceries
11. Writing a check
12. Completing a deposit slip and withdrawal slip
13. Filling out a checkbook register

Unit 3: Taxes and Credit Scores

1. 3 methods of taxing 
2. Federal, State, Fica taxes
3. Social security and medicare
4. Mandatory and Discretionary spending
5. Tax forms: 1040, 1099, W-2, W-4
6. Tax return vs pay in
7. Standard deduction vs itemized deduction
8. Dependent
9. Tax Credits
10. Credit and line of credit
11. Credit score ranges
12. Breakdown of a credit score with percentages
13. How to safely start building a credit score

Unit 4: Debt and Student Loans

1. Loan terms (principal, interest, terms, amortization)
2. Student loans, FAFSA, subsidized vs unsubsidized, consolidation
3. Credit cards and reading a credit card statement
4. Renting a home vs buying
5. Lease, deed, mortgages and equity
6. Debt repayment strategies: Debt snowball vs avalanche

Unit 5: Insurance and Investing

1. Insurance: insurance terminology, deductible, limit, out of pocket maximum, copay, car insurance, life insurance, health insurance, rental insurance, home insurance, long-term care insurance, and disability insurance.
2. Investing: investing your income, compound interest, diversifying, investment philosophies, risk vs return, investment types (stocks, bonds, mutual funds, CD, 401k), and how to invest.